Chips Unit for ₹14.6 lakh: Cost, Subsidy & Income (2026)

As per the government model report, the basic Chips Unit (150 kg/day) costs ₹14.6 lakh. A unit to fry and pack banana or potato chips. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.66 lakh support; you

 · 4 min read
Chips Unit for ₹14.6 lakh, about ₹3.66 lakh subsidy
Chips Unit · Basic unit
₹14.6 lakhto start
150 kg/dayCapacity
35%Subsidy
~1.2 yrsPayback
In 60 words

As per the government model report, the basic Chips Unit (150 kg/day) costs ₹14.6 lakh. A unit to fry and pack banana or potato chips. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.66 lakh support; your share is about ₹1.46 lakh. In year 3, sales are about ₹66.2 lakh with net profit ~13% of sales (estimate).

Source: KVIC – Banana chips profile · Utkrishi Team · 01-10-2026

01Where will the money come from?

Total cost ₹14.6 lakh

₹1.46 lakhYour share10%
₹9.5 lakhBank loan65%
₹3.66 lakhSubsidy25%

From your pocket only ₹1.46 lakh — the subsidy is credited to your loan account.

What does the money go into?

  • Machinery₹9 lakh
  • Other/remaining cost₹1.46 lakh
  • Working capital₹4.16 lakh

02Income over 5 years

Yearly sales (blue bar) · Net profit (green)

Year 1
₹51.3 lakh
Profit ₹3.83 lakh
Year 2
₹59.9 lakh
Profit ₹6.53 lakh
Year 3
₹66.2 lakh
Profit ₹8.47 lakh
Year 4
₹72.9 lakh
Profit ₹10.5 lakh
Year 5
₹80.8 lakh
Profit ₹13 lakh

net profit ~13% of sales · payback ~1.2 years · Includes interest, depreciation and a 5% yearly rise in costs.

035 steps to start

  1. Get trainedLearn the work, find buyers
  2. Prepare the siteShed/room, power, water
  3. Get a DPR madeProject report as the bank needs it
  4. Apply for loan + subsidy35% subsidy, max ₹10 lakh (PMFME)
  5. Produce and sellIncome starts from year 1
Watch the video: Chips Unit
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04Who is it right for?

Entrepreneurs in banana or potato areas
Women's groups
People with a supply network to shops

053 mistakes that cause losses

Reusing frying oil again and again
Weak packingchips go soft
Ignoring local competition

06Frequently asked questions

What is the capacity of a chips unit?

A basic plant makes 150 kg a day.

What government support is there for the Chips Unit?

35% of eligible cost (machinery, technical civil work), max ₹10 lakh; linked to a bank loan, not on working capital.

How much can the Chips Unit earn?

In the government model, year-3 sales are about ₹66.2 lakh with net profit ~13% of sales; payback ~1.2 years.

Chips Unit — Want to start?

Tell us your district and budget — an expert will suggest the next step for free.

Chat on WhatsApp+91 90961 12806Full details →

Learn first: ₹99 masterclass · Instagram · Facebook · YouTube

Source: KVIC – Banana chips profile · PIB – PMFME
Last checked: 01-10-2026. Figures are based on government model reports and are indicative; get fresh quotes and local prices before the DPR. The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.
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Utkrishi Team

Utkrishi – एग्री बिज़नेस, DPR, सब्सिडी और बैंक लोन में मदद। +91 90961 12806