Utkrishi ब्लॉग

एग्री बिज़नेस, सरकारी सब्सिडी और बैंक लोन — 2 मिनट में समझिए।

Kisan Credit Card (KCC) 2026: 4% Interest, up to ₹5 Lakh — Full Guide
Government Schemes for Agri Business 2026: PMFME, PMEGP, AIF
Kisan Credit Card (KCC) 2026: 4% Interest, up to ₹5 Lakh — Full Guide

The Kisan Credit Card (KCC) gives low-cost credit for crops, animal husbandry and fisheries. Up to ₹3 lakh at 7% interest, with a 3% incentive for timely r

PMEGP Subsidy 2026: 15–35%, Projects up to ₹50 Lakh — Full Guide
Government Schemes for Agri Business 2026: PMFME, PMEGP, AIF
PMEGP Subsidy 2026: 15–35%, Projects up to ₹50 Lakh — Full Guide

PMEGP gives a 15% to 35% subsidy on the project cost of a new small unit. Projects up to ₹50 lakh in manufacturing and ₹20 lakh in services. Own share is 1

PMEGP अनुदान 2026: 15–35%, ₹50 लाखांपर्यंत प्रकल्प — संपूर्ण मार्गदर्शक
सरकारी योजना मार्गदर्शक 2026: PMFME, PMEGP, AIF, MIDH
PMEGP अनुदान 2026: 15–35%, ₹50 लाखांपर्यंत प्रकल्प — संपूर्ण मार्गदर्शक

PMEGP मध्ये नवीन छोट्या युनिटवर प्रकल्प खर्चाच्या 15% ते 35% अनुदान मिळते. उत्पादन क्षेत्रात ₹50 लाख आणि सेवा क्षेत्रात ₹20 लाखांपर्यंत प्रकल्प. स्वतःचा वा

PMEGP सब्सिडी 2026: 15–35%, ₹50 लाख तक का प्रोजेक्ट — पूरी गाइड
सरकारी योजना गाइड 2026: PMFME, PMEGP, AIF, MIDH, PMMSY
PMEGP सब्सिडी 2026: 15–35%, ₹50 लाख तक का प्रोजेक्ट — पूरी गाइड

PMEGP में नई छोटी यूनिट पर प्रोजेक्ट लागत की 15% से 35% सब्सिडी मिलती है। मैन्युफ़ैक्चरिंग में ₹50 लाख और सर्विस में ₹20 लाख तक का प्रोजेक्ट। अपना हिस्सा 1

किसान क्रेडिट कार्ड (KCC) 2026: 4% ब्याज, ₹5 लाख तक — पूरी गाइड
सरकारी योजना गाइड 2026: PMFME, PMEGP, AIF, MIDH, PMMSY
किसान क्रेडिट कार्ड (KCC) 2026: 4% ब्याज, ₹5 लाख तक — पूरी गाइड

किसान क्रेडिट कार्ड (KCC) से खेती, पशुपालन और मछली पालन के लिए सस्ता लोन मिलता है। ₹3 लाख तक 7% ब्याज, समय पर चुकाने पर 3% छूट — असली ब्याज सिर्फ़ 4%। ब्या

किसान क्रेडिट कार्ड (KCC) 2026: 4% व्याज, ₹5 लाखांपर्यंत — संपूर्ण मार्गदर्शक
सरकारी योजना मार्गदर्शक 2026: PMFME, PMEGP, AIF, MIDH
किसान क्रेडिट कार्ड (KCC) 2026: 4% व्याज, ₹5 लाखांपर्यंत — संपूर्ण मार्गदर्शक

किसान क्रेडिट कार्डमधून (KCC) शेती, पशुपालन आणि मत्स्यपालनासाठी स्वस्त कर्ज मिळते. ₹3 लाखांपर्यंत 7% व्याज, वेळेवर फेडल्यास 3% सवलत — प्रत्यक्ष व्याज फक्त

AIF Loan 2026: 3% Interest Relief up to ₹2 crore — Full Guide - Cover Image
Government Schemes for Agri Business 2026: PMFME, PMEGP, AIF
AIF Loan 2026: 3% Interest Relief up to ₹2 crore — Full Guide

The Agriculture Infrastructure Fund gives 3% yearly interest relief for up to 7 years on loans up to ₹2 crore, plus a CGTMSE guarantee. There is no capital subsidy — the 35% subsidy for cold rooms or

AIF कर्ज 2026: 3% व्याज सवलत, ₹2 कोटीपर्यंत — संपूर्ण मार्गदर्शक - Cover Image
सरकारी योजना मार्गदर्शक 2026: PMFME, PMEGP, AIF, MIDH
AIF कर्ज 2026: 3% व्याज सवलत, ₹2 कोटीपर्यंत — संपूर्ण मार्गदर्शक

कृषी पायाभूत सुविधा निधीमध्ये ₹2 कोटीपर्यंतच्या कर्जावर 7 वर्षांपर्यंत वर्षाला 3% व्याज सवलत आणि CGTMSE हमी मिळते. यात भांडवली अनुदान नाही — कोल्ड रूम किंवा राइपनिंगचे 35% अनुदान NHB/MIDH कडून येते, ज

AIF लोन 2026: 3% ब्याज छूट, ₹2 करोड़ तक — पूरी गाइड - Cover Image
सरकारी योजना गाइड 2026: PMFME, PMEGP, AIF, MIDH, PMMSY
AIF लोन 2026: 3% ब्याज छूट, ₹2 करोड़ तक — पूरी गाइड

Agriculture Infrastructure Fund में ₹2 करोड़ तक के लोन पर 7 साल तक 3% सालाना ब्याज छूट और CGTMSE गारंटी मिलती है। इसमें कोई कैपिटल सब्सिडी नहीं है — कोल्ड रूम या राइपनिंग की 35% सब्सिडी NHB/MIDH से आत

Flour Mill (Atta Chakki) Business: Cost & Risks - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Flour Mill (Atta Chakki) Business: Cost & Risks

The basic Atta / Besan Mill (500 kg/day) costs ₹22.6 lakh. A mill to make wheat flour, gram flour and rava. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹6 lakh sup

Bakery Business: ₹5.4 Lakh Cost & Subsidy (2026) - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Bakery Business: ₹5.4 Lakh Cost & Subsidy (2026)

The basic Bakery Unit (₹27.7 lakh/year sales) costs ₹5.4 lakh. A small bakery making bread, biscuits and cakes. 15–35% margin money subsidy (PMEGP) — up to ₹1.34 l

How to Start Beekeeping Business: ₹2.2 Lakh Cost & Profit - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
How to Start Beekeeping Business: ₹2.2 Lakh Cost & Profit

The basic Beekeeping (50 boxes) costs ₹2.2 lakh. Beekeeping with 50 bee boxes. 40% of cost norm (MIDH) — up to ₹88 thousand support; your share is about ₹22 thousan

Poultry Farming (Broiler) Business: ₹4.5 Lakh Cost & Subsidy - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Poultry Farming (Broiler) Business: ₹4.5 Lakh Cost & Subsidy

The basic Broiler Poultry (1,000 birds) costs ₹4.5 lakh. 1,000 broilers, 6 batches a year. No subsidy is counted in this model; your share is about ₹45 thousand, t

Cashew Processing Business: ₹38.9 Lakh Cost & Subsidy (2026) - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Cashew Processing Business: ₹38.9 Lakh Cost & Subsidy (2026)

The basic Cashew Processing Unit (25 kg/hour) costs ₹38.9 lakh. A plant to turn raw cashew into clean cashew kernels. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹8.4

Cattle Feed Plant Business: ₹22.7 Lakh Cost & Subsidy (2026) - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Cattle Feed Plant Business: ₹22.7 Lakh Cost & Subsidy (2026)

The basic Cattle Feed Plant (1.2 MT/day) costs ₹22.7 lakh. A plant making 1.2 MT of cattle feed a day. 3% interest relief (AHIDF); your share is about ₹2.3 lakh, t

How to Start Chilli Powder Business: ₹14.7 Lakh Cost & Profit - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
How to Start Chilli Powder Business: ₹14.7 Lakh Cost & Profit

The basic Chilli Powder Unit (400 kg/day) costs ₹14.7 lakh. A plant to grind and pack dry red chillies. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.5 lakh support;

Banana & Potato Chips Business: ₹14.6 Lakh Cost & Subsidy - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Banana & Potato Chips Business: ₹14.6 Lakh Cost & Subsidy

The basic Chips Unit (150 kg/day) costs ₹14.6 lakh. A unit to fry and pack banana or potato chips. 35% subsidy, max ₹10 lakh (PMFME) — up to ₹3.7 lakh support; you

Cold Storage (Cold Room) Business: ₹15 Lakh Cost & Subsidy - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Cold Storage (Cold Room) Business: ₹15 Lakh Cost & Subsidy

The basic Cold Room (30 MT) costs ₹15 lakh. A small cold room to store fruits and vegetables. 35% subsidy (NHB/MIDH), 50% in hilly/NE areas — up to ₹5.3 lakh suppo

Custom Hiring Centre Business: ₹15.5 Lakh Cost & Subsidy - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
Custom Hiring Centre Business: ₹15.5 Lakh Cost & Subsidy

The basic Custom Hiring Centre (1 tractor set) costs ₹15.5 lakh. A centre that rents out tractors and farm machines. 3% interest relief (AIF), no subsidy; your shar

How to Start Dairy Farming Business: ₹2 Lakh Cost & Profit - Cover Image
Agri Business Guides: Cost, Subsidy & Income (2026)
How to Start Dairy Farming Business: ₹2 Lakh Cost & Profit

The basic Dairy Farm (2 animals) costs ₹2 lakh. A small dairy start with 2 milch animals. No subsidy is counted in this model; your share is about ₹20 thousand,