Fish Processing Unit for ₹34.6 lakh: Cost & Subsidy (2026)

As per the government model report, the basic Fish Processing Unit (400 kg/day) costs ₹34.6 lakh. A plant to clean, cut, freeze and pack fish. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹13.9 la

 · 4 min read
Fish Processing Unit for ₹34.6 lakh, about ₹13.9 lakh subsidy
Fish Processing Unit · Basic unit
₹34.6 lakhto start
400 kg/dayCapacity
40%Subsidy
~2.3 yrsPayback
In 60 words

As per the government model report, the basic Fish Processing Unit (400 kg/day) costs ₹34.6 lakh. A plant to clean, cut, freeze and pack fish. 40% subsidy, 60% for women/SC/ST (PMMSY) — up to ₹13.9 lakh support; your share is about ₹3.46 lakh. In year 3, sales are about ₹1.16 crore with net profit ~6% of sales (estimate).

Source: NIFTEM-K PMFME – DPR Fish Processing Unit · Utkrishi Team · 01-10-2026

01Where will the money come from?

Total cost ₹34.6 lakh

₹3.46 lakhYour share10%
₹17.3 lakhBank loan50%
₹13.9 lakhSubsidy40%

From your pocket only ₹3.46 lakh — the subsidy is credited to your loan account.

What does the money go into?

  • Machinery₹26.4 lakh
  • Other/remaining cost₹2 lakh
  • Working capital₹6.23 lakh

02Income over 5 years

Yearly sales (blue bar) · Net profit (green)

Year 1
₹93.5 lakh
Profit ₹2.06 lakh
Year 2
₹1.04 crore
Profit ₹4.57 lakh
Year 3
₹1.16 crore
Profit ₹7.52 lakh
Year 4
₹1.28 crore
Profit ₹10.6 lakh
Year 5
₹1.4 crore
Profit ₹13.9 lakh

net profit ~6% of sales · payback ~2.3 years · Includes interest, depreciation and a 5% yearly rise in costs.

035 steps to start

  1. Get trainedLearn the work, find buyers
  2. Prepare the siteShed/room, power, water
  3. Get a DPR madeProject report as the bank needs it
  4. Apply for loan + subsidy40% subsidy, 60% for women/SC/ST (PMMSY)
  5. Produce and sellIncome starts from year 1
Watch the video: Fish Processing Unit
Watch on YouTube @utkrishi

04Who is it right for?

Entrepreneurs in coastal or fish areas
People who supply hotels and retail
People with access to a cold chain

053 mistakes that cause losses

Buying costly raw fish even though the margin is thin (~6%)
Breaks in the cold chain
Not knowing FSSAI and export rules

06Frequently asked questions

What matters most in fish processing?

An unbroken cold chain and steady raw fish at the right price.

What government support is there for the Fish Processing Unit?

40% of unit cost; 60% for women, SC, ST. With a bank loan or own funds.

How much can the Fish Processing Unit earn?

In the government model, year-3 sales are about ₹1.16 crore with net profit ~6% of sales; payback ~2.3 years.

Fish Processing Unit — Want to start?

Tell us your district and budget — an expert will suggest the next step for free.

Chat on WhatsApp+91 90961 12806Full details →

Learn first: ₹99 masterclass · Instagram · Facebook · YouTube

Source: NIFTEM-K PMFME – DPR Fish Processing Unit · PIB – PMMSY
Last checked: 01-10-2026. Figures are based on government model reports and are indicative; get fresh quotes and local prices before the DPR. The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.
WhatsAppCall

Published on
Utkrishi Team

Utkrishi – एग्री बिज़नेस, DPR, सब्सिडी और बैंक लोन में मदद। +91 90961 12806