Utkrishi › Business opportunities › Grading / Packhouse
Grading / Packhouse — Project Report (DPR), Subsidy and Bank Loan
Sort, grade, wash and pack fresh produce to meet retail and export quality norms.
Note: by bank standards this model has a thin margin — fix buyers and prices first.
Read the full guide with charts →
Basic plant at a glance
| Capacity | 54 m² shed |
|---|---|
| Building / civil | — |
| Machinery / equipment | — |
| Other fixed costs | ₹4 lakh |
| Working capital | — |
| Total project cost | ₹4 lakh |
| Space needed (approx.) | 3,000–6,000 sq.ft |
Where the money comes from
| Scheme | 50% of cost norm (MIDH) |
|---|---|
| Estimated subsidy | ₹2 lakh (back-ended, linked to the loan) |
| Your share | ₹40 thousand |
| Bank loan | ₹1.6 lakh |
Income estimate (year 3)
| Estimated yearly sales | ₹4.45 lakh |
|---|---|
| Profit | net profit ~12% of sales |
| Payback | payback ~3.1 years |
Figures are based on government model reports (PMFME/NIFTEM, KVIC, NABARD, NHB/MIDH, PMMSY etc.) and are indicative. Fresh quotes and local prices are taken before the DPR.
Video
A video on this business is coming soon. Meanwhile, watch our YouTube channel.
Watch on YouTubeWhat Utkrishi will do
Includes: site & capacity check, bankable DPR, AIF loan & 3% interest-relief mapping, civil & equipment suppliers, support till install. Bigger or smaller scale — decided on a call.
- Plan — Size and cost for your scale
- DPR — Report in the bank and scheme format
- Fund — The right scheme and loan file
- Connect — Trusted suppliers and trainers
- Launch — Support from setup to start
Documents usually needed for a loan
- Aadhaar, PAN, 6–12 months of bank statements
- Land/site papers or rent agreement
- Udyam registration (plus FSSAI for food processing)
- Machine/setup quotations and a bank-ready DPR
Frequently asked questions
Is the loan or subsidy guaranteed?
No. The bank and the department decide. We prepare the file properly to improve your chances.
When does the subsidy come?
In most schemes the subsidy is back-ended — it is credited to the loan account after the loan is sanctioned and the unit is set up.
Can I start small?
Yes, this basic plant is the smallest bankable unit. Starting small after training is safer.
Want free advice on Grading / Packhouse? Tell us your district and budget.
Chat on WhatsAppCall +91 90961 12806The bank decides the loan/subsidy — we help you prepare. Depends on the scheme continuing.